AI-Driven Risk Management Models for Islamic Banking Institutions

The research investigates how Artificial Intelligence (AI) technologies help Islamic banking institutions improve their risk management systems. The research defines the special risk environment created by Shariah-compliant standards, then develops an AI-based framework that suits these requirements. The study utilizes qualitative methods along with case studies to explain how machine learning and natural language processing and predictive analytics systems resolve credit risk, liquidity risk, operational risk and risk related to Shariah compliance. The research offers practical guidance to Islamic banks that want to use AI technologies responsibly within the framework of Islamic ethical standards.